That number seems super high because it is: are you sure your 18TB disks have an URE of
1e-14 and not of
1e-15?
All the drives I have seen that big have the latter value WD is crap, it might not seem a big difference but it does change everything (from 69% to 11%): this value is the probability of a
single disk experiencing an URE during resilver; in the worst case scenario (when you have no parity) you have 5.
I would not use 18TB disks that have an URE of
1e-14 no matter what the pool structure is, but aside from that if you want resiliency yes, RAIDZ3 is your best shot.
However that while the probability of an URE is high, the probability of 3 drives diying at the same time it's, as you correctly calculated,
absimal: as such, URE shouldn't be that impactful as long as you have parity (which is why you can mitigate that risk by increasing the
dataset copies value at the expense of usable space).
I don't have the calculations to back the last paragraph statement, maybe I will post something if I get the time and the will to do them, but I am confident enough in my statement; I still stand by my opinion that no production system focused on storage and resiliency should use 1e-14 drives, but as always risk acceptance is a matter of personal choice.
Have I correctly addressed your doubts?