Gnome, I'm not sure if you're talking about my build or the restocking fee sounding expensive. The build is certainly more expensive than I first planned. At least Newegg chat now told me I won't have to pay restocking if I don't open the ASRock motherboard before returning it. So hopefully the change will just cost return shipping for the board and Crucial RAM. Oh, and the new board with CPU plus the card are $48 more than the ASRock plus CPU.
Actually, the build in your link is quite similar to mine as it stands now, except I'm using SuperMicro A1SRi-2758F instead of SuperMicro A1SAi-2750F. Honestly I'm not sure what the difference is between those, other than the latter is ~$40 more. They're both 2.4 GHz 8-core Atom processors and other specs on the boards seem the same. Other than that the Lian Li PC-Q26 case should be roomier with room for the card and a few more drives.
After getting the main parts, I'm now thinking of waiting until I get all that together, do all the software stuff which is still a big unknown to me, and just make sure everything is running right before buying the expander board and adding that to the complexity.