I gave up.  I was getting close to my 15 day return period at micro center so I took back the ram, cpu and board.  I was very leery of continuing to try and make things work without being able to get my money back or make an easy trade.  SO - i bought a new board, cpu and ram - upgraded the BIOS first - and am starting from scratch.  The good news is that i know i have a good OS.  If (when) i have issues, I'll be sure to post here.  I ran memtest overnight and it ran 7 successful passes so I'll check that one off my list.    
Appreciate the suggestions - which i may still need.
	
		
			
		
		
	
			
			Appreciate the suggestions - which i may still need.