You ask too many questions, so I can't cheat and just point you at the
previous message.
As for your question.. for a small system, I really don't think you'll be able to buy a new part that you'll be truly UNhappy with. It's going to work and it's going to work faster than one of those "home NAS" offerings sold by many companies. At that point, this really becomes an exercise in weighing variables, such as "do I pay 10% less for 20% slower" or "it's worth the electric savings to me to make this compromise."
My hardware compatibility requirements are doubly constrained; I've been optimizing for a dual-use case of FreeNAS and VMware ESXi. My old Opteron 240EE storage servers (30W TDP CPU, 2005 vintage) are still great boxes, but the single-core CPU has turned into an awful bottleneck with FreeNAS and ZFS. The platform also eats 100-120W total with four drives, and without adding a second CPU (unobtanium), is limited to 8GB RAM. So I've got the budget this year to replace them, and I'm building them with a mind towards oversizing them, so that I can run ESXi on them, and use the spare CPU and memory for some lightweight VM's. So you need to be aware that my choices are not necessarily completely rational from a purely FreeNAS point of view, they're aimed at this more complex use scenario.
I haven't messed with the storage servers yet. What I've been playing with is one of the two (or possibly three) ESXi nodes I'm adding, which are trivial to play with since they're in generic 4U rack enclosures. We're going to be getting rid of at least a rack of older gear and so space isn't a problem. The 4U chassis allow me to select from a wide range of components, rather than being constrained to "rack optimized" 1U and 2U parts.
For example, I went and spent an insane amount on Kingwin Stryker 500 power supplies. It's REALLY tricky finding appropriate power supplies with high efficiency for a low power project like this. The ones available on the market are all aimed at the high power gaming rigs - and I find it shocking that you can put together a PC that requires a 1000W power supply. ;-) The Stryker 500 looked like it had a fair likelihood of a flatter efficiency rating across the spectrum, plus the airflow considerations in the 4U chassis made it a better choice than whatever the next best choice was. Anyways, these supplies ran about $150. Using these instead of a random supply we had in stock dropped my idle usage from 59W to 44W. Wow, what a difference an efficient supply makes! That's more than 25%...
The truth of it is that this is not necessarily a rational choice. The 15W difference, at 13c/kWh, ... 131kWh/year, it saves about $17/year. I will only come close to recovering the price premium for these supplies if these systems last more than half a decade, which they might very well.
Anyways, the chassis has been built with some carefully selected fans and cooling gear that's designed to keep the fans running at low speeds at all times, even under full CPU load. Working well so far.
You're obviously aware of the ins and outs of the specifics of different processors, so I won't get too much into talking about the pros and cons of various features. I do think, however, that it's illuminating to look at some benchmark numbers and prices. I find it annoying to look at cost and performance separately, so I usually divide cost by benchmark results to give me more comparable "bang for your buck" numbers.
Xeon E3-1230
Cost: $220
CPUmark: 8393 ($26 per 1000)
Geekbench: 6500 ($34 per 1000)
Pentium G620
Cost: $60
CPUmark: 2462 ($24 per 1000)
Geekbench: 4500 ($13 per 1000)
Pentium G620T
Cost: $70
CPUmark: 2200 ($32 per 1000)
Geekbench: 4500 ($16 per 1000)
Intel i3-2100T
Cost: $110
CPUmark: 3282 ($34 per 1000)
Geekbench: 5500 ($20 per 1000)
HP N36L
CPUmark: 801
Geekbench: 2000
What's interesting to me is that, at least for CPUmark, the Xeon part has a similar cost to the G620 - just a lot more headroom, performance-wise.
What should be meaningful to you is that most of the folks here would agree that FreeNAS on a MicroServer N36L is acceptable for general home NAS use ... we're actually using one as an iSCSI target for backing up a lot of virtual machines. The CPU's we're discussing are all several times faster. I think it'd have to be difficult to build a NAS that truly sucked out of any of these CPU's. So my advice is to find your favorite and go with it.