So never did get this figured out but had some new thoughts. Ive read some people having similar issues not being able to access a network share on a win 7 or 8 machine with a win XP machine, have said you need to change the XP machines node to broadcast instead of peer to peer. But I tried that an assuming I did it right it didn't work.
So to reiterate the problem is that I am able to see the FreeNAS share under "Network places' and then in my workgroup. However, when I double click on it to open it I get the message "\\Freenas is not accessible. You might not have permission to use this network resource. Contact the administrator of this server to find out if you have access permissions. Logon failure: account currently disabled." And that's as far as I can get. (picture included)
I am able to access my Freenas Share without any trouble on 3 separate windows 10 machines .
The user name on my XP machine is EJ
The user name on my win 10 machine is my Microsoft account email and password
Ive also included images of my Group, User, and CIFS settings.
Thoughts..
Does having Microsoft account selected in the user settings an issue?
Thanks for any further help everyone. My networking knowledge is my weakest area so any

help is appreciated.